A credit card is typically one of the easiest ways for you to start building your U.S. credit score. Having a good credit score is essential in the U.S., not just to access financial products, but also for day-to-day activities, like renting a home, getting a mobile plan, buying a car, getting insurance, and sometimes even applying for a job. Your credit score is typically checked to determine your eligibility, and you may end up paying higher security deposits or interest rates if you don’t have a good credit score. Responsibly managing a U.S. credit card can be a great way to start building a good U.S. credit score.

Read more here, about why credit scores matter in the U.S.

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