A NovaScore is your U.S.-equivalent credit score based on your home country credit report. Once you provide Nova Credit with your personal information through Ellis, we obtain your home country credit report through one of our credit bureau partners, and use it to calculate your NovaScore. Your NovaScore is calculated by Nova Credit and is an indicator of which U.S. credit cards you may be eligible for. Credit card providers have their own criteria and methods for determining eligibility and approval.

Did this answer your question?