American Express is currently the only U.S. credit card provider that uses Nova Credit to help you apply with your home country credit history. We are also working hard to add other credit card providers as well, and expect to launch more in the coming months.

There are a few other card partners you may potentially see, which newcomers with poor/ limited/ no prior credit history in their home country are more likely to be approved for. These card partners typically do not use your home country credit history to evaluate your application.

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