Nova Credit has partnered with premium credit card providers to help newcomers to the U.S. be eligible for credit cards, using their hard-earned home country credit history. When you apply at a card partner through Nova Credit, you generally have an option in the application form to allow Nova Credit to access your home country credit report and send it to our card partner, who then uses this information to evaluate your application. Nova Credit partners with credit bureaus in Australia, Canada, India, Mexico, and the UK to make this possible with U.S. credit card providers. We get paid by our card partners for helping them evaluate applications from newcomers, which is why our service is free for newcomers like you.

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